01
Bill pressure screen
Low, watch, or investigate
Your entered bill is compared with home-size and location screening assumptions. It is a starting point, not a utility audit.
A neutral home energy action plan
Why is your utility bill so high?
Separate likely bill pressure, climate load, equipment age, and comfort problems—then see what to check before you repair, replace, or chase a rebate.No email requiredNo automatic contractor contactAssumptions shown
Free screening, not a sales score.
ClimaCost can recommend a maintenance check or more information—not every home is pushed toward replacement.
Verified July 16, 2026
Check 2026 incentive next stepsPlanning a heat pump in 2026?
The former federal 25C home-improvement credit ended for property placed in service after December 31, 2025. State, Tribal, utility, and local rebates may still remain.
What your plan includes
Useful signals without pretending the answer is more exact than the data.
Every result distinguishes your inputs, public data, screening assumptions, and the measurements a professional would still need.02
Climate load
Heating or cooling dominant
Recent local degree-day data shows whether your ZIP tends to put more pressure on heating, cooling, or both.
03
System planning signal
Maintain, diagnose, or plan
System age, repairs, and comfort symptoms determine the next sensible conversation—not a sales quota.
04
Next-best action
A ranked homeowner checklist
Start with lower-cost checks, then move to measurements, quotes, or incentives only when your inputs support it.
Example action plan
A decision path, not a mystery number.
A useful result should tell you what to do next and why. ClimaCost ranks inexpensive checks first, then identifies when measurements, repair pricing, or replacement planning become reasonable.
See how the screening worksNext-best actionDiagnose before replacing
- Do nowCheck the filter, return airflow, schedule, and obvious duct or attic leaks.
- Measure nextAsk for static pressure, airflow, duct leakage, and equipment-condition findings.
- Price only if supportedCompare a documented repair with a scoped replacement plan if age and repairs align.
Example only. Your plan changes with the information you enter.
How it works
Two minutes to a clearer next step.
- 01
Describe the cost
Enter your typical combined energy bill, ZIP, home size, and home age.
- 02
Add system context
Tell us the equipment type, age, fuel, repair history, and comfort symptoms.
- 03
Get the plan
Review what is observed, what is modeled, what is uncertain, and what to check next.
- 04
Choose what happens
Save an alert or request professional help only if you want to. Nothing is shared automatically.
Source-first by design
Current rules and visible limitations.
Climate context comes from recent degree-day data when available. Incentive guidance points to the IRS, Department of Energy, and ENERGY STAR. Volatile claims show a verification date so you know when to check again.
Homeowner guides
Start with the question closest to your home.
Decisive answers, official sources, and practical checklists for the moments before a repair, replacement, or incentive decision.2026 heat pump incentives
Browse all homeowner guidesHeat Pump Tax Credit in 2026: What Expired and What Rebates Remain
The federal 25C heat pump credit ended for 2026 installations. See what 2025 claims require, which rebates may remain, and what to verify before signing a quote.
10 min readHigh utility bill guideWhy Is My Electric Bill So High in Summer?
A homeowner guide to high summer electric bills, AC runtime, weather burden, insulation, thermostat behavior, and when to price HVAC diagnostics.
9 min readRepair vs replaceRepair or Replace HVAC? A Homeowner Decision Guide
How to compare HVAC repair, replacement, comfort issues, system age, utility bills, and diagnostic evidence before spending serious money.
10 min readClear boundaries
What ClimaCost can—and cannot—tell you.
Can ClimaCost tell me exactly why my utility bill is high?
ClimaCost is a screening tool, not a utility audit or equipment diagnosis. It organizes the most important signals from your bill, home, local climate, equipment age, repairs, and comfort symptoms so you know what to verify next.
Does the federal heat pump tax credit apply to a 2026 installation?
No. Current IRS guidance says the Energy Efficient Home Improvement Credit does not apply to property placed in service after December 31, 2025. State, Tribal, utility, and local rebates may still be available.
Do I need to enter an email or talk to a contractor?
No. You can generate and read your action plan without entering an email. Contractor contact is a separate, optional request that requires your permission.
Is the savings number a guarantee?
No. ClimaCost shows a transparent total-bill reduction scenario to make percentages easier to understand. It is not a forecast, quote, diagnosis, or promise of savings.
Know what to ask next
Turn a confusing bill into an action plan.
Free to use. No email required. Your information is not sent to a contractor unless you request it.
Start my cost check